The objective of the Balanced Account product is to provide a lower risk, more predictable return option for our clients. We utilize our economic outlook to adjust the combination of our proprietary equity and fixed income offerings within the portfolio to provide the best risk adjusted total return.

Our balanced account allocation is guided by input from our Fixed Income Group, Equity Group and Diversified Portfolio Group utilizing our current economic outlook and data points on relative value to tactically weight equities vs. fixed income within a portfolio. Tactical moves are made within the confines of the client’s specific written Investment Policy Statement (IPS) which defines:

• Income and liquidity needs
• Risk Tolerance
• Return Expectation
• Time Horizon
• Tax, Legal or Unique constraints

From the written IPS, a longer term strategic asset allocation is defined and a balanced allocation with tactical over or under-weights is established.

Our balanced account allocations are guided by the insights of our Fixed Income, Equity, and Diversified Portfolio Groups. Allocations are implemented by the client’s Portfolio Manager who is in the best position to know the specific client’s objective.

• Diversified Portfolios utilizing our internal proprietary Equity and Fixed Income Products
• Tactical shifts made within the confines of a longer term strategic asset allocation
• Every account has a written Investment Policy Statement (IPS)
• Relative value and economic outlook drive tactical shifts and rebalancing decisions
• Cost effective implementation utilizing Crawford’s internal product